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Can You Qualify to Have Your Loan Paid?

You may qualify to have your student loan repaid. It's true.

You do the research. NIH will repay your student loans. That is the idea behind the National Institutes of Health Loan Repayment Programs (LRPs).

NIH wants to encourage outstanding health professionals to pursue careers in biomedical, behavioral, social, and clinical research. If you commit at least two years to conducting qualified research funded by a domestic nonprofit organization or U.S. federal, state, or local government entity, NIH may repay you up to $35,000 of your qualified student loan debt per year, including most undergraduate, graduate, and medical school loans. Loan repayment benefits are in addition to the institutional salary you receive for your research.

In other words, you can receive a salary and still have your loan repaid.

If you are or will be conducting qualified research at a domestic nonprofit institution outside NIH, you may be eligible for one of the five extramural LRPs:

  • Clinical Research
  • Pediatric Research
  • Health Disparities Research
  • Contraception and Infertility Research
  • Clinical Research for Individuals from Disadvantaged Backgrounds

To find out if you qualify and to determine which program to apply for, head to Student Loans Repaid


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